How to Take Action After Receiving Harassing Phone Calls for Wrongful Debt
Are you receiving ongoing harassing phone calls from creditors trying to collect money that you don’t owe? Does the company continue to call even after you’ve stated you are not the person they are looking for? If so, you may be eligible to file a lawsuit against the company that is harassing you. The Telephone Consumer Protection Act (TCPA) was established to put certain restrictions on telemarketing, auto-dialing, and robo-calling companies. The TCPA allows anyone who has been receiving wrongfully harassing phone calls to file lawsuits. If you’ve been affected, you may be eligible to receive a settlement from the company who has done this to you.
According to the Federal Trade Commission, there were over 100,000 complaints made against debt collectors in 2009. This number continues to rise ever year. After learning of this report, it is no wonder that the lawsuits against these companies have begun to mount; in fact several Class Action Lawsuits are beginning pretrial litigation. Harassing phone calls could entitle you anywhere from $500-$1500 compensation per call.
Why Are You Receiving Harassing Phone Calls?
Explaining your case to a debt collector pertaining to money that you don’t owe can be challenging and frustrating. The calls may continue, even after you’ve explained your stance multiple times. Why did you begin to receive these calls in the first place? The calls may have begun as a result of identity fraud, an error by the company or a mistaken identity mix up. In most cases, however, the harassing phone calls began because of a change in phone numbers.
These days, many people opt for “pay as you go” phones. They may switch from one cell phone service provider to another, usually acquiring a new number with each new phone carrier. The phone numbers that are no longer in use are then recycled and issued to new customers. The previous line owner may have neglected to update certain sources of their new contact information, which could lead to the new owner receiving the former owner’s calls. In instances where you receive harassing phone calls regarding someone else’s debt, the TCPA can work for you.
What You Can Do To Stop Harassing Phone Calls for Wrongful Debt
The Better Business Bureau recommends contacting the company for written proof of the debt to ensure it is a legitimate debt collector and not someone attempting to commit identity theft or fraud. You will then want to confirm with them that you do not owe the debt, and ask them to stop contacting you. It is a federal law that once you have told the debt collection agency to cease contact with you, they are no longer allowed to pursue you. If they continue, it is time to take legal action against the harassing phone call perpetrators. You will want to seek out an experienced attorney.
Seeking An Attorney For Your Wrongful Debt Case
If you have been receiving ongoing harassing phone calls from finance companies, banks, or collection agencies for debt that is not your own, you may have a strong case against the calling company. An attorney experienced with technology based litigation cases will advise you on the right course of action for your specific claim. Do not hesitate to contact our attorneys today for a free case review. It takes only a few short steps to determine if you are eligible to receive a settlement. Depending on the volume of calls you received from the collector, you may may be entitled to compensation for the frustration that was caused to you. If you received harassing phone calls for wrongful debt, call us now!